Blue umbrella

The Importance of Timely Claims Reporting

January 29, 2020

Timely reporting of claims is a crucial element of the claims process and should be well supported by the policies and procedures of your institution. Failure to report a claim in accordance with the policy’s requirements can result in a claim being denied, or worse, having the entire policy voided.

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Mandatory USDOT FMCSA Drug and Alcohol Testing Requirements

January 28, 2020

The U.S. Department of Transportation’s Federal Motor Carrier Safety Administration (FMCSA) announced on December 27, 2019 that beginning on January 1, 2020, the minimum annual percentage rate for random drug testing is 50% of the average number of driver positions.

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CalSavers Retirement Savings Program: What You Need to Know

February 20, 2019

In 2016, California Governor Brown signed Senate Bill 1234 which stipulated the state’s Secure Choice Retirement Savings Investment Board to begin to develop a workplace retirement savings program for private sector workers whose employers don’t offer a retirement plan.


Protecting Your Business This Hurricane Season

August 9, 2018

Some accidents that happen in the workplace can be prevented. Natural disasters, however, are unpredictable. Some happen with little or no warning, while others allow ample time to prepare if you have a good plan in place.


Employee Benefits Liability Insurance and Why Your Business Needs It

August 7, 2017

There are several benefits that you may be offering to your employees, including healthcare plans, retirement accounts, and pension plans, even profit sharing in the company itself. Overseeing these employee benefits plans is a great responsibility, but even when you have a special person or group of people in charge, fraud and errors can occur, negatively affecting the reputation of your company and costing a great deal of money to correct.


The Basics of Employee Benefits

August 4, 2017

When you own a small business, good quality employees are one of the most important requirements for success and growth. Good employees are an asset to your company, contributing to its positive image, and, through their high-quality work, helping the company to grow and succeed, saving you time and money along the way.

Business people

5 Reasons You Should Use an Insurance Broker

June 21, 2017

Business insurance coverage is the most important purchase you will make as a business owner, and shopping for this valuable protection involves a process of evaluation, research, and comparison. Working with an insurance broker, and taking advantage of their knowledge and experience, can make the shopping and selection processes easier and help you avoid unnecessary costs.

5 Questions to Ask About Workplace Safety

February 20, 2017

One of the most important responsibilities you have as a business owner is to provide a safe work environment for your employees. Workplace safety becomes even more necessary the longer your company is in operation. Whether your business depends on hard labor or requires desk duty, you need a strategy for maintaining a safe environment.

6 Surprising Benefits of Workers’ Compensation Insurance

January 25, 2017

As an employer, you are responsible for your employees’ workplace safety and security, and you may be deemed responsible if an employee is injured while on the job. That is why workers’ compensation insurance coverage is essential.

5 Facts About Property and Casualty Insurance

September 26, 2016

Business insurance coverage is a vital necessity for every business. Many financial investors and lenders may require you to have this coverage before doing business with you, and the protection that it offers makes it a wise investment in the future of your company.