Risk Management


The risk management professionals at Poms & Associates can help you achieve your objectives by providing a powerful framework to support your operations and ideas. You’ll have the confidence to say “yes” to opportunity.

Moving your organization forward in today’s complex world can be daunting.  Implementing the strategies necessary to stay competitive—while balancing regulatory and other considerations—is more of a challenge than ever before.  Whether you employ 5 or 50,000—your critical assets are exposed to risks both expected and unexpected.  Should you avoid the risk or seize the opportunity?

Independence Equals Objectivity

Our firm is in a unique position to provide you with unbiased guidance because we do not own—nor are we owned by—claims administrators, auditors, insurers, actuaries, or financial advisors.  Our depth of experience, coupled with an absence of conflicting interests, means that you’ll receive truly impartial consultation services.

Precisely the Solutions You Need

Our core belief—that the best advisor is also an educator—has never been truer than it is today.  Whether we’re evaluating your existing programs or recommending a new focus for your cost containment efforts, our experience will enable you to stay ahead of the fast-evolving risk curve.  We will empower you and your staff to measure the best options for your organization by offering practical, cost-conscious suggestions and services.

Some of Our Innovative Solutions

  • Insurance program selection & evaluation
  • Retention analysis
  • Contractual risk transfer
  • Group program feasibility, start-up and administration (pool, captive, risk retention, self insurance, joint powers)
  • Self insurance plan design and administration
  • Alternative risk finance plans
  • Risk control and safety compliance
  • Cost allocation
  • Cost of risk studies
  • Litigation management
  • Risk management manuals and policies
  • Coverage documents
  • Claim advocacy and oversight
  • Workshops and training seminars
  • Benchmarking
  • Employment practices and civil rights
  • Drafting of RFPs and selection assistance
  • Rent-A-Risk Manager including Employee Benefits Managers
  • Threat assessment
  • Crisis management
  • Disaster preparedness
  • Board of Directors training workshops


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Poms offers a range of services, which you can read about by clicking on one of the boxes below.

Risk Control Services

Our experienced Risk Control Specialists are noted for their dynamic knowledge of regulations, employment issues, current litigation and liability trends...

Property & Casualty

Poms provides clients with complete access to an impressive range of insurance carriers and products for all insurance needs...


The Poms & Associates Surety Team has over 80 combined years of surety experience in both underwriting and managing bonding programs for general contractors, real estate developers, and commercial clients. By partnering with our clients and underwriters, we develop long-term relationships that not only meet our clients’ bonding needs, but assist and promote their growth […]

Public Entity Risk Management & Insurance

The pressures on public entities are huge—and growing. At Poms, our primary job is to relieve those pressures in every way we can. And we’ve been doing it successfully for years. Since 1991, Poms & Associates continues to respond to a growing need within the public sector for problem solvers willing and able to THINK […]

Employee Benefits

Naturally, you want to attract and keep the best employees. Unfortunately, fast-rising healthcare costs tend to box you in when it comes to offering a better benefits package...

Mergers and Acquisitions Practice

The Poms Mergers and Acquisition Practice focuses on helping private equity firms and other investors within the broad, small and middle market segment by providing risk management and insurance-related pre-closing due diligence for prospective acquisitions, along with post-closing management of their portfolio companies’ programs. This includes Risk Management, Property and Casualty Insurance, Executive Protection Coverages, […]