COST-EFFECTIVE COMPREHENSIVE HOME HEALTH CARE INSURANCE OPTIONS

Because managing your risk and liability shouldn’t distract you from the business of providing quality Home Health Care services, the experienced and knowledgeable professionals at Poms & Associates have designed a broad range of targeted, comprehensive and risk-specific insurance solutions.

COVERAGE FOR CHANGING NEEDS

With the so-called “baby boomer” generation rapidly moving into their senior years, it’s no wonder that Home Health Care is the largest and fastest growing segment of the health care industry overall. In fact, many experts predict no less than a 46% increase in the need for Home Health Care services by the year 2018. This impressive growth in the need for services is happening with the simultaneous development of new in-home medical technologies and the strong patient preference for care delivered within their own homes.

The comprehensive coverage solutions offered by Poms & Associates do more than meet the many different needs of today’s Home Health Care operations. Our solutions also include important options for future growth and diversity. Core coverages include:

Professional Liability

Coverage for medical incidents that occur while providing – or the failure to provide – professional services in connection with Home Health Care operations

General Liability

Coverage for bodily injury or property damage, personal injury in connection with Home Health Care operations

Directors and Officers Liability

Coverage for wrongful acts and employment practices liability

Sexual Misconduct Liability

Coverage for abuse liability involving this serious issue within the Home Health Care industry

Auto Coverage

Commercial auto coverage for Home Health Care operations that own or lease automobiles. Non-owned coverage may be added to the general liability policy for operations that do not own or lease vehicles

Excess Liability

Provides increased limits above those of the primary professional liability, general liability and auto liability coverage

Property Insurance

Coverage is available for buildings and their contents in addition to medical and dental equipment and related supplies

Crime Insurance

Coverage provided for employee dishonesty, forgery or alteration and theft, disappearance or destruction of money and securities.

WORKERS’ COMPENSATION FOR HOME HEALTH CARE PROVIDERS

Poms & Associates has written workers’ compensation insurance policies for Home Health Care providers all across the nation. Our experience, knowledge, resources and underwriting relationships allow us to provide comprehensive coverage for your employee’s on-the-job injuries. Your management team will have complete access to our skilled Workers’ Compensation team in order to design and implement a program that not only reduces your claims, but also your premiums in the long run. Because the Home Health Care environment has its own unique challenges, your operation can benefit from Poms & Associates proven risk management and loss prevention services. Coverage is provided for medical expenses and lost wages. Employers’ Liability is a feature of standard Workers’ Compensation policies.

THE MANY BENEFITS OF PARTNERING WITH POMS & ASSOCIATES

If you provide Health Care services in homes or businesses, you know how vulnerable you, your employees and your business are to risk. The liability professionals at Poms & Associates understand, too. We know the risks inherent in your day-to-day exposures and understand the many needs of your operation. Most importantly, we are committed to providing you with tailored information, programs and policies designed to insulate you from those risks and meet your every insurance need.

To learn more about the Poms & Associates difference, contact Vikki Stone at 818.449.9401 or e-mail at vstone@pomsassoc.com

THESE CUSTOMERS TRUST POMS TO KEEP THEM SHELTERED FROM RISK.

SEE WHY.

“Working with Poms has been an awesome experience. They have saved me and my employer time and money with their prompt response, strategic marketing of our needs to plan providers, ease of transition to new providers and excellent customer service.”

Sherri Paniagua
Human Resources Manager, Las Virgenes Municipal Water District, Calabasas, CA