Health Care Reform

Annual Open Enrollment Period for Individual Marketplace Finalized for 2015

Individuals Must Enroll by February 15, 2015

According to a final rule issued by the U.S. Department of Health and Human Services (HHS), the annual open enrollment period for individuals to purchase coverage on the Health Insurance Exchange (Marketplace) for the 2015 benefit year will begin on November 15, 2014 and extend through February 15, 2015.

Note: The rule does not change the 2014 open enrollment period. The deadline for individuals to enroll for 2014 is March 31, 2014.

The rule also provides for a standard coverage effective date of March 1, 2015 for enrollments taking place between January 16 and 31, 2015. This schedule gives issuers, states, and HHS additional time to prepare for open enrollment, and gives consumers more time to shop for coverage.

An HHS 2015 Health Policy Standards Fact Sheet is also available to provide early guidance for employers providing health coverage next year.

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